We appreciate the people who support our lives right now – first responders and hospital workers, food preparers and deliverers, city workers who keep our city going, teachers conducting classes online, and the myriad of others who are on the front lines in the battle with COVID-19.

At North Star, we would like to do our part too by offering free financial counseling to those in need with one of our Certified Financial Planners.

If there is someone you know – a family member, friend, co-worker – who would like to talk to a financial professional regarding their finances, we are here to help. We can assist with changing a budget, understanding details about college loan repayment changes for 2020, creating projections, understanding the CARES Act and a wide range of additional topics.

We are offering this free counseling with the intention of finding those people who may not be typical North Star clients but have no one else to turn to. Please let us know and we will provide the contact information for one of our planners.

The information provided in this commentary is not an offer to sell or the solicitation of an offer to purchase any security, product, or brokerage service. The information is not intended to be used as the basis for investment decisions, nor should the information be construed as advice designed to meet the particular needs of any investor. This commentary is presented to illustrate examples of the securities that North Star Investment Management Corporation and/or its affiliates (“North Star”) may have bought for client accounts and the diversity of markets in which North Star Investments may invest, and may not be representative of current or future investments. You should not assume that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this commentary will be profitable or will be equal to any corresponding performance levels that might be indicated. Past performance is no guarantee of future results. Investments in securities involve risks including the possible loss of the principal invested. North Star and others associated with it, including employees, may have positions in and effect transactions in securities of companies mentioned or indirectly referenced in this commentary. North Star may buy, sell or hold these securities in proprietary or client accounts. North Star will not be providing regular updates or advising you of any changes in the views expressed herein. Investors should consider their investment objectives, risk tolerance, and financial situation and needs before investing in any security. Tax considerations, commissions, fees and other costs should be carefully evaluated with one’s investment and/or tax advisors. Information provided is obtained from sources deemed to be reliable, but North Star cannot guarantee the accuracy or completeness of the information. This material may not be reproduced, distributed or transmitted to any other person in whole or in part without the prior written consent of North Star. A copy of North Star Investment Management Corporation’s Form ADV Brochure, Privacy Notice and Business Continuity Plan summary can be obtained by calling 312-580-0900.